There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to really flick through the pages, and here’s how to take…
Word Savings Day 31 October 2016
World Savings Day started in Italy way back in 1924, to promote thriftiness and depositing your savings at the bank, instead of sticking them under your mattress. Since then it’s become something of a tradition, celebrated on October 31st in countries around the world – in Austria, the day has…
Does property double every 10 years?
Its often said that Australian residential property doubles every 10 years. Today CoreLogic RP data released some data to challenge this myth based on median house and unit sales from June 2006 to June 2016. They have done this nationally and by state. Nationally median houses have increase 51% from $330k…
Statements and Transaction History
When you apply for a home loan, the banks will ask for several supporting documents . The ones that tend to cause the most confusion are transaction histories and statements. A statement is either a statement you have received in the mail or can download an online statement. It must contain: The…
Which banks are passing on the RBA August 2016 rate cut and when
The RBA has decided to cut rates in August 2016, so what are banks and lenders doing about it? To help you keep across what the banks and other lenders decide please check out the table below with who is passing on the savings to you and when. August 2016 RBA Rate Cut…
Are you adding the banks’ billion dollar profits by doing nothing about your home loan?
It’s amazing that most people will spend hours online to save money on their annual insurance policies, use shopping dockets or drive to another post code to save a few cents off their petrol, or even try to save money by sacrificing one of life’s little pleasures of a…
Which banks are passing on the RBA May 2016 rate cut and when
The RBA surprised many economists with the May 2016 ‘budget day’ rate cut, so what are banks and lenders doing about it? To help you keep across what the banks and other lenders decide please check out the table below with who is passing on the savings to you and when.…
We had a great experience with Theo
“We had a great experience with Theo when we switched home loans in 2015. He understood our needs…not just at the time but for our future. He has excellent product knowledge across different financial institutions, which makes it so much easier when making informed decisions. His customer service is also…
Great service, friendly and informative
“Great service, friendly and informative. Listens to what your needs and wants are and gets you the result you were after. Would highly recommend to anyone!” Mitchell – Feb 2016
RBA Update Feb 2016 – video
RBA leaves official cash rate on hold in Feb 2016. Theo Angelopoulos from The Loans Analyst provides a quick economic update.