There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to really flick through the pages, and here’s how to take…
Word Savings Day 31 October 2016
World Savings Day started in Italy way back in 1924, to promote thriftiness and depositing your savings at the bank, instead of sticking them under your mattress. Since then it’s become something of a tradition, celebrated on October 31st in countries around the world – in Austria, the day has…
Statements and Transaction History
When you apply for a home loan, the banks will ask for several supporting documents . The ones that tend to cause the most confusion are transaction histories and statements. A statement is either a statement you have received in the mail or can download an online statement. It must contain: The…
Are you adding the banks’ billion dollar profits by doing nothing about your home loan?
It’s amazing that most people will spend hours online to save money on their annual insurance policies, use shopping dockets or drive to another post code to save a few cents off their petrol, or even try to save money by sacrificing one of life’s little pleasures of a…
Why credit cards affect how much you can borrow?
Credit cards can kill your borrowing capacity and it could be in your best interest to reduce these limits before applying for a home loan says experience mortgage broker Theo Angelopoulos. Many applicants believe that because you pay them off or if there is only a small amount owing on them…
Do I need a Mortgage Broker or Financial Planner?
When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Mortgage brokers and financial planners, although similar in their professional outlook, cater to different financial needs. Mortgage Brokers Mortgage brokers are qualified and must be…